Terms Of Service
The Website offers an online platform through which individuals and companies may create a profile and receive financial advice from us.
This Service and the Website is available only to individuals above 18 years of age or registered companies. By using any of the Services and the Website, you expressly agree to be bound by these terms and all applicable laws and regulations governing the Website and the Services. The terms form a legally binding agreement between you and www.corporateadvisors.ca in relation to your use of the Website and/ or the Services and applies to all Customers of the Services, whether registered or not, on the Website.
We may, at our sole discretion, modify or revise these Terms of Service and policies at any time by giving notice on our Website and/or through the Services, and you agree to be bound by such modifications or revisions. Although Corporate Advisors may attempt to notify you, when major changes are made to these Terms of Service, you should periodically click on our Terms of Service to review any updates. All changes shall be effective immediately when we post them and shall apply to all access to and use of our Website thereafter. Nothing in these Terms of Service shall be deemed to confer any third-party rights or benefits here-under.
Corporate Advisors’ website is for informational purposes only and does not constitute a complete description of our insurance services or performance. Information throughout this site, whether quotes, charts, articles, or any other statement or statements regarding insurance or other financial information, is obtained from sources which we believe reliable, but we do not warrant or guarantee the timeliness or accuracy of this information. Nothing on this website should be interpreted to state or imply that past results are an indication of future performance. We shall be liable for any errors or inaccuracies, regardless of cause, or the lack of timeliness of, or for any delay or interruption in the transmission thereof to the Customer. There are no warranties, expressed or implied, as to accuracy, completeness, or results obtained from any information posted on this or any “linked” website. The services described on this site are available only in jurisdictions where they may be lawfully offered for sale
Visitor means any person having access to the website and application for general information about Corporate Advisor and its products and other facilities offered from time to time on the website and application.
Customer means a Policy Holder accessing the website and application for obtaining information on Corporate Advisors’ insurance products, including access to all facilities that are or may be provided / offered to the Visitors and Customers from time to time on the website and application.
You referrers to the Customer and Visitor.
Policy means the various insurance policies that Corporate Advisors may offer from time to time.
Terms or Terms and Conditions means the terms and conditions for use of the website and application, as specified herein, by Visitors and Customers
Questionnaire means a set of printed or written questions with a choice of answers, devised for the purposes of a survey for customers to fill in in order to describe their requirements for insurance.
Bank Account refers to the Customer’s account with any bank acceptable to the Company (“Approved Bank”).
Third Party Websites means the Website links of third parties on our platform.
Representative means, an entity and its Affiliate(s), any director, officer, employee, consultant, contractor, agent, and attorney associated with the company.
Collective Content means Customer Content and Corporate Advisors Content.
Content means report text, graphics, images, music, software, audio, video, information or other materials.
Corporate Advisors Content means all Content that Corporate Advisors makes available through the Website, Application, Services, or its related promotional campaigns and official social media channels, including any Content licensed from a third party, but excluding Customer Content.
Ambit of Service
Corporate Advisors is a boutique firm, offering 50 years of combined experience in corporate tax planning, corporate financial planning and tax incentives. Corporate Advisors works with its clients on an individual basis to develop customized solutions that meet their needs. From corporate structure to effective tax planning, Corporate Advisors provide its clients the needed expertise on a personalized basis.
The availability of the information and guidance as part the website and application does not constitute a recommendation by Corporate Advisors, of any medical practice, particular medicine, or to buy any policies etc., discussed therein by Corporate Advisors or any of their personnel. Visitor shall be solely responsible for any decisions, which the Visitor should arrive at after Visitor’s own evaluation of the policies / products of Corporate Advisors and his/her need for the same, and post consultation with any of Visitors advisors. While adequate care would be taken to ensure completeness, accuracy, etc., of the information/services provided, neither Corporate Advisors nor any of their personnel shall in any circumstance be liable for any loss or damage caused by a Visitor’s reliance on information obtained through the website and application. It is the sole responsibility of the Visitor to evaluate the completeness, accuracy or usefulness of any opinion, guidance or other content made available on the website and application and the Visitor should consult his/its own legal counsel, business advisor, medical advisor and tax advisor as to the legal, business, medical, tax and related matters concerning any policies with respect to which guidance is sought or given at the website and application.
Obligations of Customers
To access and use certain features of the Services, you may be required to register for an account. By creating an account, you agree to: (i) provide accurate, current and complete account information; (ii) maintain the security of your password, not share your password with any other person and accept all risks of unauthorized access to your account; and (iii) promptly provide notice to firstname.lastname@example.org if you discover or otherwise suspect any security breaches related to the Services.
You understand and agree that Notwithstanding the foregoing, Corporate Advisors shall not be liable for any loss or damage resulting from Corporate Advisors’ reliance on any instruction, notice, document or communication reasonably believed by Corporate Advisors to be genuine and originating from an authorized representative of Customer’s corporate entity. If there is reasonable doubt about the authenticity of any such instruction, notice, document or communication, Corporate Advisors reserves the right (but not the obligation) to require additional authentication from Customer. In order to permit Corporate Advisors to protect the quality of its products and services, you hereby consent to Corporate Advisors staff being able to access your account and records on a case by case basis to investigate complaints or other allegations or abuse.
Corporate Advisors does not control, and is not responsible for e-mails sent from outside Corporate Advisors’ domain or other means of electronic communication; and that by using the Website and the Service, you may be exposed to Content that is, inaccurate, misleading, or otherwise objectionable. You acknowledge and agree that you are responsible and bear all risks associated with the use of any Content, and that under no circumstances will Corporate Advisors be liable in any way for the Content or for any loss or damage of any kind incurred as a result of the browsing.
Customers will not use the Services if any applicable law in their country prohibits them from doing so and or have not previously been their right to use the Services suspended or terminated.
You acknowledge and agree that you are solely responsible for your own Content posted on, transmitted through, or linked from the Service and the consequences of posting, transmitting, linking or publishing it. More specifically, you are solely responsible for all Content that you upload or otherwise make available via the Service. In connection with such Content posted on, transmitted through, or linked from the Service by you, you affirm, acknowledge, represent, warrant and covenant that: (i) you own or have the necessary licenses, rights, consents, and permissions to use such Content on the Service and Website.
By posting any Content on the Website, you hereby grant the Company a perpetual, world-wide, irrevocable, unrestricted, non-exclusive, royalty-free license to use, copy, license, sublicense, adapt, distribute, display, publicly perform, reproduce, transmit, modify, and edit any such Content which you may provide. You hereby waive all rights to any claim against the Company for any alleged or actual infringements of any intellectual property rights, proprietary rights, rights of privacy and publicity, moral rights, and rights of attribution in connection with such Content. By submitting Content, you represent to the Company that such content is original, you are its rightful owner or that you have first obtained permission from the rightful owner to submit it, and that you have the authority to assign and license to the Company all rights, title and interest as set forth herein in and to such Content. You acknowledge that the Company has detrimentally relied upon this representation. Accordingly, you further agree to defend, hold harmless and indemnify the Company from and against any and all claims of alleged or actual infringements of any intellectual property rights, proprietary rights, rights of privacy and publicity, moral rights, and rights of attribution raised by third parties against the Company in connection with such Content.
You agree to release Company, its parents, partners, contractors and affiliates together with their respective employees, agents, officers, directors and shareholders, from any and all liability and obligations whatsoever in connection with, or arising from, your use of our Services.
Corporate Advisors offers original and third party information on the platform. You may be invited to provide custom screen names/Customer names and other information (collectively, “Profile Information”), response to the questionnaire, submit messages, ideas, concepts, techniques and other information and materials, which may include uploading files, inputting data, providing personal and professional information, submitting opinions that you submit, on the Site or through the Services (collectively, and together with Profile Information. Corporate Advisors does not endorse or have any control over Customer Generated Content submitted by you or others and accepts no responsibility whatsoever in connection with or arising therefrom.
While information posted on this site is believed to be reliable and accurate at the time of posting, Corporate Advisors does not guarantee, represent or warrant that the information contained on this site is accurate, complete, reliable, verified, error free, or fit for any purpose.
Corporate Advisors expressly disclaims all representations, warranties or conditions, express or implied, statutory or otherwise, including, without limitation, the warranties and conditions of merchantable quality and fitness for a particular purpose, non-infringement, compatibility, timeliness, security or accuracy, and any representations, warranties or conditions that may arise from a course of dealing or usage of trade.
You assume full responsibility for risk of loss of any nature whatsoever resulting from your use of this site and services. Without limiting the generality of the foregoing, you acknowledge and agree that neither the Corporate Advisors or any third party, shall be liable to you for loss of data, computer time or any loss or damage of any nature whatsoever arising out of or attributable in any manner whatsoever to your use or inability to use this site for any reason whatsoever or to any action or inaction on the part of the Corporate Advisors or for any direct, indirect, special or consequential damages, even if the Corporate Advisors has been advised of the possibility thereof, including but not limited to lost profits, lost opportunities or business revenues, loss of goodwill, or failure to realize expected savings.
When you send an e-mail or chat electronically with Corporate Advisors, you are communicating with us electronically. You consent to receive communications from us electronically. We will communicate with you by e-mail. You agree that all agreements, notices, disclosures and other communications that Corporate Advisors provides to you electronically satisfy legal requirements that such communications be in writing.
Suspension and Termination of Account And Service
We do not guarantee that the Website or any content contained on the Website will always be available or be uninterrupted. We reserve the right to limit, suspend, terminate, modify, or delete the Customer Account we provide to you or your access to our Services or portions thereof (including any Content you or other Customers submit) for any reason, with or without notice and at any time, including, without limitation, if you are, or we suspect that you are, improperly using the Services, violating any applicable laws or failing to comply with this Terms of Service. We also reserve the right to stop offering and/or supporting the Services or any part of the Services at any time either permanently or temporarily, for any reason, with or without notice to you, at which point your use of the Services or any part thereof will be automatically terminated or suspended.
Use of The Services
Except as otherwise agreed upon, we hereby grant you a limited, nonexclusive, non-sub-licensable license to access, and use the Platform and is conditioned with the compliance with these Terms. You will not use, copy, adapt, modify, decompile, reverse engineer, disassemble, decrypt, attempt to derive the source code, prepare derivative works based upon, distribute, license, sell, rent, transfer, publicly display, publicly perform, transmit, stream, broadcast or otherwise exploit the Platform and Content, except as expressly permitted by Corporate Advisors or as permitted under applicable law. Any unauthorized use of the Services is strictly prohibited and will terminate the license granted in these Terms. No licenses or rights are granted to you by implication or otherwise, except for the licenses and rights expressly granted to you.
Corporate Advisors will not be liable on account of any inaccuracy of information on this web Website. It is the responsibility of the visitor to further research the information on the Website. The Customer undertakes not to duplicate, download publish, modify and distribute material on Corporate Advisors unless specifically authorized by Corporate Advisors in this regard.
Third Party Website Links, Content and Services
Any and all contents and services (including advertising) within Corporate Advisors that are not owned by Corporate Advisors are “third party content and services.” Corporate Advisors acts merely as an intermediary service provider of and accepts no responsibility or liability for third party content and services. In addition, and without limiting the generality of the foregoing, Corporate Advisors may include links to Websites operated by third parties, including advertisers and other content providers. Those Websites may collect data or solicit personal information from you. Corporate Advisors does not control such Websites, and is not responsible for their content, policies, or collection, use or disclosure of any information, those Websites may collect.
Ownership and Intellectual Property
This Website and all content forming part of the Website, including without limitation, all photographs, ideas, images, designs, information, interfaces, text, graphics, brand names, logos and trademarks, are protected by copyright, trade mark and other intellectual property laws of Canada.
You acknowledge and agree that Corporate Advisors owns, controls or is licensed all legal right, title and interest in and related to the Website, including all intellectual property rights. You may not:
- modify or copy the idea of trade, layout or appearance of the Website or any computer software or code contained in the Website; and/or
- decompile or disassemble, reverse engineer or otherwise attempt to discover or access any source code related to the Website.
If you believe that anything on or available through the Services infringes upon any copyright which you own or control, you may contact us at email@example.com
Reliance on Information Posted
The information presented on or through the Website is made available solely for general/ recommendation purposes. We do not warrant the accuracy, completeness or usefulness of this information. Any reliance you place on such information is strictly at your own risk and responsibility. We disclaim all liability and responsibility arising from any reliance placed on such materials by you or any other visitor to the Website, or by anyone who may be informed of any of its contents.
Customer shall indemnify and hold harmless Corporate Advisors from and against any and all claims, demands, actions, causes of action, suits, proceedings, losses, damages, costs, and expenses, including reasonable lawyers’ fees and fees attributable to in house legal personnel, arising from or relating to Customer’s provision, or an end Customer’s use, of Customer’s Content, or any act, error, or omission of Customer in connection therewith, including but not limited to matters relating to incorrect, incomplete, or misleading information; libel; invasion of privacy; infringement of a copyright, trade name, trademark, service mark, or other intellectual property or other right; or violation of any applicable law.
Limitation of Liability
IN NO EVENT SHALL CORPORATE ADVISORS, ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS, BE LIABLE TO CUSTOMERS FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES WHATSOEVER RESULTING FROM ANY (I) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT, (II) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM THEIR ACCESS TO AND USE OF OUR SERVICES, (III) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION AND/OR FINANCIAL INFORMATION STORED THEREIN, (IV) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM OUR SERVICES, (V) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE, WHICH MAY BE TRANSMITTED TO OR THROUGH OUR SERVICES BY ANY THIRD PARTY, AND/OR (VI) ANY ERRORS OR OMISSIONS IN ANY CONTENT OR FOR ANY LOSS OR DAMAGE OF ANY KIND (INCLUDING LOSS OR DAMAGE TO CONTENT), IN EACH CASE WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT CORPORATE ADVISORS IS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. CUSTOMERS SPECIFICALLY ACKNOWLEDGE THAT CORPORATE ADVISORS SHALL NOT BE LIABLE FOR CONTENT OR THE DEFAMATORY, OFFENSIVE, OR ILLEGAL CONDUCT OF ANY THIRD PARTY AND THAT THE RISK OF HARM OR DAMAGE FROM THE FOREGOING RESTS ENTIRELY WITH CUSTOMERS. BECAUSE SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR THE LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, IN SUCH PROVINCES OR JURISDICTIONS THE ABOVE LIMITATIONS AND EXCLUSIONS MAY NOT APPLY TO CUSTOMERS. IN SUCH JURISDICTIONS, OUR LIABILITY IS LIMITED TO THE EXTENT PERMITTED BY LAW, THEREBY MINIMIZING OUR LIABILITY TO CUSTOMERS TO THE LOWEST AMOUNT PERMITTED BY APPLICABLE LAW. THE SERVICES ARE CONTROLLED AND OFFERED BY CORPORATE ADVISORS FROM ITS FACILITIES IN CANADA. CORPORATE ADVISORS MAKES NO REPRESENTATIONS THAT THE SERVICES ARE APPROPRIATE OR AVAILABLE FOR USE IN OTHER LOCATIONS. THOSE WHO ACCESS OR USE THE SERVICES FROM OTHER JURISDICTIONS DO SO AT THEIR OWN VOLITION AND ARE RESPONSIBLE FOR COMPLIANCE WITH LOCAL LAW.
Disclaimer of Warranties
The website, its content and any services or items obtained through the website are provided on an “as is” and “as available” basis, without any warranties of any kind, either express or implied.
The foregoing does not affect any warranties which cannot be excluded or limited under applicable law.
We make no warranty regarding the transactions (if applicable) entered into through the website and application.
No advice or information, whether oral or written, obtained by you from or through the website and application or any person shall create any warranty not expressly stated herein.
We shall not be liable for any action taken by you based on or relying on the information provided in or by the website and application.
Entire Agreement/ Severability
You may not assign these Terms or any of the rights granted here-under without the prior written consent of Corporate Advisors, and any attempted assignment without such consent shall be void. Subject to the foregoing restriction, these Terms will be fully binding upon, inure to the benefit of, and be enforceable by us and our respective successors and assigns.
Failure by either Corporate Advisors or You to exercise or enforce any right conferred shall not be deemed to be a waiver of any such right nor operate so as to bar that exercise or enforcement thereof or of any other right on any later occasion.
Corporate Advisors shall not be liable for any delay or failure to perform resulting from causes outside its reasonable control; including, without limitation, any failure to perform hereunder due to unforeseen circumstances or causes beyond its control such as acts of God, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, strikes, or shortages of transportation facilities, fuel, energy, labor or materials.
Governing Law and Arbitration
a. Governing Law. The Parties hereby agree that all actions brought in respect of this Agreement, or any Services delivered pursuant to this Agreement, shall be brought before a Competent Court of Canada, and the parties hereby acknowledge the exclusive jurisdiction of the Competent Courts of Ontario. Therefore, you agree that the Service shall be deemed a passive one that does not give rise to personal jurisdiction over us, either specific or general, in jurisdictions other than Ontario. This Agreement shall be governed by the internal substantive laws of the province of Ontario, without respect to its conflict of law’s principles. The application of the United Nations Convention on Contracts for the International Sale of Goods is expressly excluded. You agree to submit to the personal jurisdiction of a competent court located in, Ontario or the Canada District Court, for any actions for which we retain the right to seek injunctive or other equitable relief in a court of competent jurisdiction to prevent the actual or threatened infringement, misappropriation or violation of a our copyrights, trademarks, trade secrets, patents, or other intellectual property or proprietary rights, as further set forth in the Arbitration provision below.
b. Arbitration. For any dispute with us, you agree to first contact us and attempt to resolve the dispute with us informally. In the unlikely event that we are unable to resolve a dispute, we each agree to resolve any claim, dispute, or controversy (excluding any claims we have for injunctive or other equitable relief) arising out of or in connection with or relating to this Agreement, or the breach or alleged breach thereof (collectively, “Claims”), by binding arbitration by the Commercial Arbitration Act (R.S.C., 1985, c. 17 (2nd Supp.)) under the Commercial Arbitration Rules and Supplementary Procedures for Consumer Related Disputes then in effect, except as provided herein. Unless we agree otherwise, the arbitration will be conducted in the city/town where we reside. Each party will be responsible for paying any filing, administrative and arbitrator fees in accordance with Commercial Arbitration Act (R.S.C., 1985, c. 17 (2nd Supp.)) rules. The award rendered by the arbitrator shall include costs of arbitration, reasonable attorneys’ fees and reasonable costs for expert and other witnesses, and any judgment on the award rendered by the arbitrator may be entered in any court of competent jurisdiction. Nothing in this Section shall prevent either party from seeking injunctive or other equitable relief from the courts as necessary to prevent the actual or threatened infringement, misappropriation, or violation of that party’s data security, Intellectual Property Rights, or other proprietary rights.
ALL CLAIMS MUST BE BROUGHT IN THE PARTIES’ INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING, AND, UNLESS WE AGREE OTHERWISE, THE ARBITRATOR MAY NOT CONSOLIDATE MORE THAN ONE PERSON’S CLAIMS. YOU AGREE THAT, BY ENTERING INTO THIS AGREEMENT, WE ARE EACH WAIVING THE RIGHT TO A TRIAL BY JURY OR TO PARTICIPATE IN A CLASS ACTION.
If you have any questions or concerns regarding these Terms or our Services, please contact us via the following methods:
- Email – firstname.lastname@example.org , or
- Website Contact Page – https://www.corporateadvisors.ca/contact-us